If you are looking for a reliable travel insurance company, you should consider reading this blog post. Here, traveleryak will discuss the top three travel insurance companies that you should consider using if you are planning on traveling.
What is travel insurance?
Travel insurance is a type of insurance that can help protect you financially and provide assistance in case of unexpected events during your travels. This can include medical emergencies, trip cancellations or interruptions, lost or stolen baggage, and more.
Travel insurance policies can vary widely in terms of coverage, exclusions, and costs, so it’s important to carefully evaluate your options and choose a policy that meets your specific needs. In this blog post, we will provide an overview of travel insurance, including the different types of coverage available and key factors to consider when selecting a policy.
Top 3 travel insurance companies
1. World Nomads – Most Comprehensive Coverage
Independent travelers have been protected, linked to, and inspired by World Nomads since 2002. With the aid of free downloadable travel books, advice on responsible travel, and suggestions from their international community, they will assist you in making travel arrangements. And that’s why World Nomads is on our list of Top 3 travel insurance companies.
In order to help you plan your trip and manage risks, World Nomads offers practical and current travel insurance information as well as international travel safety guidance. World Nomads offers more than 150 adventurous sports and activities because it was created by travelers for travelers, allowing you to push your limits.
A network of travel insurance providers supports World Nomads and is devoted to offering 24/7 emergency help, customer service, and claims support. The multilingual staff at World Nomads is on call around-the-clock to connect you with medical care and transportation if you require emergency medical help or an evacuation.
2. WorldTrips – Great For Add-On Coverages
Speaking of the best travel insurance companies, we can’t help but mention WorldTrips which sells travel health insurance and trip protection plans to both domestic and international travelers. To meet the requirements of individuals and groups traveling for leisure, business, work, study abroad, etc., they provide a variety of adaptable, reasonably priced travel medical and trip cancellation insurance plans.
One of the first insurance companies in the world to give purchase plans over the Internet was WorldTrips, which launched its operations in 1988. Customers can now purchase insurance, submit claims, check their policies, and obtain documents online whenever they want thanks to the company’s ongoing development of its industry-leading technical capabilities.
For any small life hiccups, the plans also provide a number of extra benefits, such as emergency travel assistance, lost baggage monitoring, emergency cash transfers, legal referrals, translation support, medical follow-up, emergency travel arrangements, etc. Around the globe, their customer service representatives offer customer support in a variety of languages.
3. IMG – Great For Dog Owners
For more than 20 years, International Medical Group (IMG) has been a dedicated supplier of foreign health insurance and travel insurance. With multiple coverage levels, two choices for your coverage area, five optional add-ons, multiple deductible options, and four payment methods available, the plan is completely customizable. When you purchase foreign health insurance, you can choose the precise plan that best suits your family’s medical requirements at an affordable price.
As part of their iTravelInsured product range, IMG provides travel insurance plans to US citizens that include trip protection features as well as medical coverage for unexpected medical expenses. These advantages consist of journey cancellation and interruption insurances, which are used to pay for your pre-paid, non-refundable travel costs. involves compensation for delayed or lost luggage, a delay in travel, and emergency medical evacuation.
And of course, there’s nothing stopping us from adding it to these Top 3 travel insurance companies. As you know, IMG really deserves it!
Comparison of the Top 3 Travel Insurance Companies
1. Coverage Options:
- World Nomads: They offer a variety of coverage options for different types of travelers and activities, such as adventure sports and remote location coverage. They also provide coverage for trip cancellations, interruptions, and delays.
- WorldTrips: They provide a range of comprehensive coverage options, including emergency medical coverage, trip interruption/cancellation coverage, and baggage protection.
- IMG: They offer different types of coverage options, including travel medical insurance, trip cancellation/interruption insurance, and international health insurance.
2. Policy Cost:
- World Nomads: They offer affordable travel insurance policies, with rates starting as low as $3.56 per day.
- WorldTrips: Their policy cost varies depending on the type of coverage and destination, but generally, they offer competitively priced policies.
- IMG: They offer policies at different price points depending on the type of coverage, destination, and length of the trip.
3. Customer Service:
- World Nomads: They have a 24/7 customer service team that can assist travelers with emergency situations and claims. They also offer online chat support and a user-friendly mobile app for policy management.
- WorldTrips: They provide customer support through their toll-free number and online chat. Their claims process is straightforward and quick.
- IMG: They have a 24/7 customer service team that can assist with claims and emergency situations. They also offer online chat support and a mobile app for policy management.
4. Reputation:
- World Nomads: They have a strong reputation in the travel insurance industry, with many positive reviews and recommendations from customers and travel experts.
- WorldTrips: They are a newer company but have received positive reviews from customers for their competitive pricing and comprehensive coverage options.
- IMG: They have been providing travel insurance for over 30 years and have a strong reputation in the industry. They are also backed by the financial strength of their parent company, Sirius International Insurance Group.
Final Words
In conclusion, when it comes to choosing a travel insurance company, there are many factors to consider, such as coverage options, cost, reputation, and customer service. While World Nomads, WorldTrips, and IMG are all highly rated and popular travel insurance providers, the best choice for you will ultimately depend on your individual needs and preferences.
